The cost of dental care can feel uncertain when you’re trying to plan ahead. That’s why Dr. Hay and our team take the time to walk through your treatment and review costs with you before anything moves forward, so you always know what to expect and what options are available.
Our fee-for-service practice gives our team the space to focus on quality, time, and attention during every visit. Your care is guided by what your oral health needs and not by insurance limitations or network restrictions.
Even though the office is out-of-network, our team will submit claims on your behalf and help with the paperwork so you can receive any eligible reimbursement from your plan. If you’re unsure how your benefits apply, we’ll help you sort through it in a straightforward way so you can make decisions with clarity.
Care Guided by You, Not Insurance Limits
Even though we’re not in-network with insurance providers, you can still use your benefits here. Our team will submit claims on your behalf and help guide you through any paperwork so the process feels simple and manageable. Reimbursement will depend on your individual insurance plan, but we’ll make sure you have the documentation you need along the way.
Insurance plans often work as partial coverage tools rather than full care coverage. Because of that, patients sometimes only see a portion of what their plan actually offers.
Here’s how our approach supports you:
- Out-of-network care: You choose care based on your needs, with fewer restrictions
- Insurance support provided: Claims are submitted for you to help access available reimbursement
- Clear cost review upfront: Treatment is discussed before you begin, so there are no surprises
- Focus on long-term care: Decisions are guided by what supports your oral health, not coverage limits
This approach helps you stay in control of both your care and your budget planning.
Please note that Medicaid and Medicare are not accepted at this time.
Your First Visit About Us
Flexible Ways to Pay Over Time
These options are designed to help you move forward with treatment and pay over time in a way that feels manageable. Depending on your needs and approval, you may have access to programs like Sunbit, LendingClub, iCreditWorks, Proceed Finance, United Credit, Cherry or CareCredit, giving you flexibility to choose a plan that fits your situation.
A Smart Way to Manage Your Dental Visits
For patients without traditional coverage, the membership plan offers a simple way to keep care consistent year-round.
Membership benefits include:
- Preventive care covered, including exams and cleanings
- Discounts on additional treatments
- Predictable monthly cost instead of surprise bills
- Designed for both new and existing patients
- Cannot be combined with dental insurance
A Simple Approach to Paying for Care
Financial conversations shouldn’t feel complicated. The goal is to give you options that match your needs, along with support at every step so you can move forward comfortably.
If you have questions about insurance, financing, or membership options, our team is here to walk you through it.